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👍💵 Small changes today can make a big difference tomorrow! From cutting unnecessary expenses to building an emergency fund, this Smart List is full of practical ways to save money and make your money go further. Whether you're saving for your first home, preparing for a move, or simply looking to get your finances in order, every little bit counts. DM me
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Before you call about removing your mortgage insurance, find out which kind you have. One kind can never be cancelled. If you have lender-paid mortgage insurance, the cancellation and termination rights in the Homeowners Protection Act do not apply to you at all. It’s priced into your interest rate instead of billed monthly, so there’s no premium to remove. It ends only on refinance, payoff, or termination of the loan. Same with FHA loans, you have to refinance to get rid of it. Send this to who
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